Rapid Cash Advance Loans understands that life can be unpredictable.
Unforeseen circumstances and unexpected costs can cause you financial distress.
Rapid Cash Advance Loans offers the best payday loan solutions
so you are able to get back on the road to financial security and success. The hassle-free
application process takes only minutes to complete. Once your information has been
approved, you will be able to access your money by the next business day.
Qualifying for a payday loan is easier than ever. As long as you meet the minimum requirements,
you will be approved regardless of your past or present financial issues.
Been struggling with your finances lately? Have some bills or expenses that need
to be paid immediately?
You're gonna kick yourself for not coming to our website sooner.
Our payday loans are the convenient, hassle-free way for consumers to resolve their
urgent money problems. You do not need to show collateral to qualify. You do not
need spotless credit. You do not need to complete mounds of paperwork. All you will
need is proof of employment; and a bank account that accepts electronic transfers.
And, as long as you are a U.S. citizen and are at least 18 years of age, then you
will likely qualify.
How it Works
Our goal at Rapid Cash Advance Loans is to help you find a short-term
solution during times of financial stress. Our application process is simple, quick,
and 100% secure.
1. First, complete our no-obligation loan application and leave the rest to us.
Based on the information in your application and requested loan amount, we will
match you with an appropriate lender. Once approved, you will then be presented
with a pre-qualified loan offer. In most cases, faxing over documents is not necessary
so you can conveniently complete the loan application online. If we are unable to
verify any part of your application, we may ask you to fax information to your payday
2. Once you've been approved and matched with a lender, carefully review your loan
amount, the terms of the loan agreement and rates. If you are satisfied with the
terms presented to you, you may accept by providing an e-signature on the agreement.
There is no obligation to accept the loan offer, and you may quit the process at
3. Upon approval of your application and agreement, your cash is deposited into
your bank account by the participating lender. Depending on when your application
was submitted, the deposit will either occur the same day or be made the following
Please remember: You will have to repay your loan. When repayment is due, your loan
amount plus fees are automatically deducted from your bank account by the lender
upon your next pay date (typically 14 to 31 days after your application). Please
be prepared for repayment of your loan.
Complete our simple 1-step online form now and let us help you take care of your urgent
The loans provided by the participating lenders in our network are short term loans,
which are designed to provide cash to you to be repaid within a short amount of
time. These types of loans are not a solution if you are facing long term debt and
credit difficulties, and should not be used on a long-term basis. You should only
borrow an amount that can be repaid on your next pay period date.
Representative APR Range - Rapid Cash Advance Loans is not a lender and does
not provide short-term loans but refers consumers to lenders who may provide such
loans. Rapid Cash Advance Loans is unable to supply you with an exact APR (Annual
Percentage Rate) that you will be charged if you are approved for a loan. APRs vary
according to the information supplied by you in your loan request and your lender.
You will be given the APR, loan fees, and other terms by your lender when you are
redirected to your loan agreement in the loan request process. We are not the lender
and do not have access to the full terms of your loan.
The Annual Percentage Rate is the rate at which your loan accrues interest. It is
based upon the amount of your loan, cost of the loan, term of the loan, repayment
amounts and timing of payments and payoff. APR. By law, the lender must show you
the APR before you enter into the loan. Many states have laws limiting the APR that
the lender can charge you. APRs vary from 390% to 1960%. Loans from a state which
has no limiting laws, or loans from a bank not governed by state laws may have an
even higher APR. Please be sure your lender gives you the APR along with the other
terms of your loan before you sign their agreement.
Implications of Non-Payment and other Considerations - Each lender has its
own criteria and policy when it comes to late payments. This may include additional
fees and interest and may result in reports to the three major credit reporting
bureaus causing your credit score to be lowered. Before you agree to a loan be sure
you read and understand the implications of making late payments. Also, each state
has rules and regulations in place that payday lenders must follow when assessing
fees for late payments.
Implications of Non-Payment, Late Payment or Partial Payment - When you accept
the terms and conditions for a loan offer, you are agreeing to pay back the loan
principal and finance charges in the amount of time shown in the documents supplied
by your lender. Additional fees or charges by your lender may apply in the event
that you are unable to repay your loan in full or if you make a late payment. Rapid
Cash Advance Loans cannot predict the amount of the fees or charges that you will
incur as a result of non-payment, late payment, or partial payment. Payday Loans
Solution has no control of knowledge of the loan details between you and your lender.
Please refer to the late payment, partial payment, and non-payment policies detailed
in the loan documents provided by your lender. Rapid Cash Advance Loans does make
an effort to work only with reputable lenders dedicated to pursuing collections
of past due accounts in a fair and reasonable manner.
We are not a lender. Only your lender can provide you with information about your
specific loan terms, including the APR, renewal, payments and implications for nonpayment
or skipped payments.
Fees and Interest - If approved for a loan, your lender will present you
with the exact fees and interest rate of your loan prior to your acceptance of the
loan. Rapid Cash Advance Loans is not a lender and cannot predict the exact fees
and interest of the loan option presented to you. You are under no obligation to
accept the terms presented to you by the lender.
Credit Implications - Rapid Cash Advance Loans does not make credit decisions
nor does Rapid Cash Advance Loans conduct a credit inquiry on consumers. Some lenders
on the Rapid Cash Advance Loans network may conduct a non-traditional credit check
in order to determine your eligibility for a loan. Lenders typically do not conduct
a credit inquiry with the three major credit bureaus: Transunion, Experian, or Equifax.
Ultimately, your credit score may or may not be affected by the actions of a particular
lender. If you do not repay your loan on time your lender may report this delinquency
to one or more credit bureaus, which could have a negative impact on your credit
Renewal Policy - Each participating lender has their own renewal policy.
Some participating lenders will automatically renew your loans or will require your
permission to renew your loan. Some participating lenders will not renew your loan.
It is important for you to understand that extending the repayment period for a
loan may result in additional interest, as well as other fees, which can greatly
increase the total amount you pay back on a loan. Be sure to check if your lender
automatically renews loans or requires your permission to renew the loan. State
laws often govern loan renewal policies. Be sure to know your state's policies in
regard to loan renewal and carefully read the lender's terms before agreeing to
and submitting your e-signature.